About Us

Welcome to the team of competence. exclusive. e.k.

Since 2001 competence. exclusive. has been supporting expatriates and their families relocating to Germany.

As independent insurance advisors, we are committed to providing the best-value-for-money solutions, specific to the individual needs of each transferee.

Our service is free of charge, fast, reliable and always based on personal communication.

We also offer web-based online services and tariff finders for various insurance products which are simple to handle and available 24 hours a day.

For many years we have worked together with the HR departments of international corporations, and experienced relocation service agencies.

We have a German-wide network to ensure compliance with our principles of best possible service and support.

Our personal service includes initial communication, development and presentation of individual solutions, consultation, entire handling of the application, claims settlement and cancellation or switch of policies. Our back-office-service is available during the entire residence in Germany.

We constantly remain in touch with current market developments. This enables us to act with due diligence in respect of the effects any new legislation may have on our clients' insurance portfolio.

Our scope of services includes German Private and Public Health Insurance, International Temporary Health Insurance, Property Insurance as well as Short Term Investment in Tangible Assets.

Other kinds of insurances shall be arranged on request.

Our objective is to meet the individual long term insurance needs of our clients in the most professional way possible.

In brief: We are the experts for expats.